What Does a Title Company Actually Do?

By Leonardo Rostoker

When you’re buying or selling real estate, there are a lot of moving parts: inspections, appraisals, lenders, agents—and then there’s the title company. But what exactly does a title company do, and why is it such a critical player in your transaction?

At Go Go Titles, we’re here to simplify the process and protect your investment. Let’s break down our role and how we help you close with confidence.

• We Perform a Title Search

The first thing a title company does is conduct a comprehensive title search. This involves reviewing public records to verify the legal ownership of the property and uncover any potential issues such as:

• Liens (like unpaid taxes or debts)

• Judgments

• Ownership disputes

• Easements

• Errors in public documents

This step is crucial because it ensures that the seller truly has the right to sell the property and that you won’t be surprised by claims from third parties after the closing.

• We Provide Title Insurance

Even after a thorough search, some issues can remain hidden—like unknown heirs, forged documents, or previously undiscovered liens. That’s why we offer title insurance.

There are two types:

• Owner’s Policy – One-time payment, protects you, the buyer, from title issues that may arise after purchase.

• Lender’s Policy – Required by most mortgage lenders to protect their financial interest.

Title insurance offers peace of mind, knowing you’re covered if someone challenges your ownership later.

• We Coordinate the Closing Process

Think of the title company as your real estate transaction’s project manager. At Go Go Titles, we:

• Work with realtors, lenders, buyers, sellers, and attorneys to gather all necessary documents

• Prepare the settlement statement showing all costs, credits, and fees

• Schedule and facilitate the closing appointment

• Ensure all documents are signed, notarized, and recorded correctly

We make sure everything comes together on time and without surprises.

• We Handle the Money (Escrow Services)

  
  

As a neutral third party, the title company holds and manages funds related to the transaction—this is called escrow. We ensure that:

• The buyer’s deposit is safe

• All payments (lenders, sellers, agents, taxes, etc.) are disbursed properly at closing

• No money changes hands until all conditions are met

You can trust us to keep the financial side secure and transparent.

• We Record the New Ownership

Once everything is signed and sealed, Go Go Titles records the deed and mortgage with the appropriate county office. This final step makes your ownership official and public.

• Why Choose Go Go Titles?

At Go Go Titles, we don’t just check boxes—we guide you through one of the most important moments of your life. Whether you're a first-time buyer or a seasoned investor, our experienced team ensures a smooth, secure, and stress-free closing experience.

We combine cutting-edge technology with personal service to give you the best of both worlds.

Have any questions about your closing?

Let the Go Go Titles team walk you through every step.

📞 Contact us today and find out why we’re the title partner people trust.

👉 Visit our website at www.gogotitles.com or call us at (833) 358-6544.